About 'debt collector jobs'|Debt Collectors Fighting Laws Aimed At Making Them Do Their Jobs Properly

About 'debt collector jobs'|Debt Collectors Fighting Laws Aimed At Making Them Do Their Jobs Properly

Ｙｏｕ               ｍｉｇｈｔ               ｗａｎｔ               ｔｏ               ｂｅ               ｍｏｒｅ               ｃａｕｔｉｏｕｓ               ａｂｏｕｔ               ｐｌａｃｉｎｇ               ｙｏｕｒ               ｔｒａｓｈ               ｏｕｔｓｉｄｅ               ｂｅｆｏｒｅ               ｉｔ'ｓ               ｇａｒｂａｇｅ               ｄａｙ. Ｄｏｎ'ｔ               ａｓｓｕｍｅ               ｔｈｅ               ｇａｒｂａｇｅ               ｍａｎ               ｃａｍｅ               ｅａｒｌｙ               ｗｈｅｎ               ｙｏｕ               ｐｅｅｋ               ｏｕｔｓｉｄｅ               ａｎｄ               ｓｅｅ               ｉｔ'ｓ               ｍｉｓｓｉｎｇ. Ｉｄｅｎｔｉｔｙ               ｔｈｅｆｔ               ｉｓ               ｓｅｒｉｏｕｓ,               ａｎｄ               ｉｔ'ｓ               ｈａｐｐｅｎｉｎｇ               ｅｖｅｒｙ               ｄａｙ. Ａ               ｗｏｍａｎ               ｐｌａｃｅｄ               ｈｅｒ               ｔｒａｓｈ               ｏｕｔｓｉｄｅ,               ａｎｄ               ｖｅｒｙ               ｓｈｏｒｔｌｙ               ａｆｔｅｒ               ａ               ｍａｎ               ｄｒｏｖｅ               ｕｐ               ｉｎ               ａ               ｔｒｕｃｋ               ａｎｄ               ｔｏｏｋ               ｉｔ. Ａｔ               ｆｉｒｓｔ               ｓｈｅ               ｄｉｄｎ'ｔ               ｋｎｏｗ               ｗｈａｔ               ｔｏ               ｔｈｉｎｋ               ｕｎｔｉｌ               ｈｅ               ｐｕｌｌｅｄ               ｕｐ               ｔｏ               ｔｈｅ               ｎｅｉｇｈｂｏｒｓ               ｈｏｕｓｅ               ａｎｄ               ｐｉｃｋｅｄ               ｕｐ               ｔｈｅｉｒ               ｇａｒｂａｇｅ               ａｓ               ｗｅｌｌ. Ｌｕｃｋｉｌｙ               ｗｉｔｈ               ｓｏｍｅ               ｑｕｉｃｋ               ｔｈｉｎｋｉｎｇ               ｓｈｅ               ｔｏｏｋ               ｔｈｅ               ｌｉｃｅｎｓｅ               ｐｌａｔｅ               ｎｕｍｂｅｒ               ｄｏｗｎ               ａｎｄ               ｃａｌｌｅｄ               ａｕｔｈｏｒｉｔｉｅｓ               ｔｏ               ｒｅｐｏｒｔ               ｔｈｉｓ               ｕｎｕｓｕａｌ               ｂｅｈａｖｉｏｒ. Ａｆｔｅｒ               ｒｕｎｎｉｎｇ               ｔｈｅ               ｐｌａｔｅ               ｔｈｅｙ               ｆｏｕｎｄ               ｔｈａｔ               ｔｈｅ               ｔｒｕｃｋ               ｗａｓ               ｒｅｎｔｅｄ               ａｎｄ               ｔｒａｃｅｄ               ａｌｌ               ｏｆ               ｔｈｅ               ｅｖｉｄｅｎｃｅ               ｂａｃｋ               ｔｏ               ｏｎｅ               ｔｈｉｎｇ:               ｉｄｅｎｔｉｔｙ               ｔｈｅｆｔ.                Ｉｆ               ｉｔ               ｗｅｒｅｎ'ｔ               ｆｏｒ               ｔｈａｔ               ｗｏｍａｎ'ｓ               ｑｕｉｃｋ               ｔｈｉｎｋｉｎｇ               ａｎｄ               ｉｎｔｕｉｔｉｏｎ,               ｓｈｅ               ｍｉｇｈｔ               ｈａｖｅ               ｂｅｅｎ               ｙｅｔ               ａｎｏｔｈｅｒ               ｖｉｃｔｉｍ               ｏｆ               ｉｄｅｎｔｉｔｙ               ｔｈｅｆｔ.                Ｒｕｍｍａｇｉｎｇ               ｔｈｒｏｕｇｈ               ｇａｒｂａｇｅ               ｉｓ               ｏｎｅ               ｏｆ               ｔｈｅ               ｐｏｐｕｌａｒ               ｗａｙｓ               ｃｒｉｍｉｎａｌｓ               ａｒｅ               ｓｔｅａｌｉｎｇ               ｔｈｅ               ｉｄｅｎｔｉｔｉｅｓ               ｏｆ               ｏｔｈｅｒｓ. Ｔｈｅｒｅ               ｉｓ               ａｌｌ               ｓｏｒｔｓ               ｏｆ               ｉｎｆｏｒｍａｔｉｏｎ               ｉｎ               ｙｏｕｒ               ｔｒａｓｈ. Ｃｒｅｄｉｔ               ｃａｒｄ               ｓｔａｔｅｍｅｎｔｓ,               ｂｉｌｌ               ｉｎｖｏｉｃｅｓ,               ｅｔｃ. Ｗｅ               ｎｅｅｄ               ｔｏ               ａｌｌ               ｔａｋｅ               ｔｈｅ               ｐｒｏｐｅｒ               ｐｒｅｃａｕｔｉｏｎｓ               ｔｏ               ａｖｏｉｄ               ｔｈｉｓ               ｈａｐｐｅｎｉｎｇ               ｔｏ               ｕｓ. Ｕｓｅ               ａ               ｐｅｒｍａｎｅｎｔ               ｍａｒｋｅｒ               ａｎｄ               ｓｃｒａｔｃｈ               ｏｕｔ               ａｌｌ               ｐｅｒｓｏｎａｌ               ｉｎｆｏｒｍａｔｉｏｎ               ｏｎ               ａｌｌ               ｍａｉｌ               ｙｏｕ               ｐｌａｎ               ｔｏ               ｔｈｒｏｗ               ｉｎｔｏ               ｔｈｅ               ｔｒａｓｈ. Ｒｉｐ               ｉｔ               ｉｎｔｏ               ｓｍａｌｌ               ｐｉｅｃｅｓ               ｏｒ               ｕｓｅ               ａ               ｓｈｒｅｄｄｅｒ               ｔｏ               ｍａｋｅ               ｉｔ               ｌｅｓｓ               ｌｅｇｉｂｌｅ               ｆｏｒ               ａ               ｃｒｉｍｉｎａｌ               ｔｏ               ｐｉｅｃｅ               ｔｏｇｅｔｈｅｒ.                Ｔｈｅ               ＦＴＣ               ｅｓｔｉｍａｔｅｓ               ｔｈａｔ               ｏｖｅｒ               9               ｍｉｌｌｉｏｎ               Ａｍｅｒｉｃａｎｓ               ｈａｖｅ               ｈａｄ               ｔｈｅｉｒ               ｉｄｅｎｔｉｔｉｅｓ               ｓｔｏｌｅｎ               ｅａｃｈ               ｙｅａｒ. Ｙｏｕ               ｍｉｇｈｔ               ｎｏｔ               ｅｖｅｎ               ｒｅａｌｉｚｅ               ｙｏｕ'ｖｅ               ｂｅｅｎ               ａ               ｖｉｃｔｉｍ               ｕｎｔｉｌ               ｙｏｕ               ｒｅｃｅｉｖｅ               ａ               ｃｒｅｄｉｔ               ｃａｒｄ               ｓｔａｔｅｍｅｎｔ,               ｏｒ               ａ               ｌｅｔｔｅｒ               ｆｒｏｍ               ａ               ｄｅｂｔ               ｃｏｌｌｅｃｔｏｒ. Ｉｄｅｎｔｉｔｙ               ｔｈｅｆｔ               ｈａｓ               ｅｖｅｎ               ｂｅｅｎ               ａｓ               ｓｅｒｉｏｕｓ               ａｓ               ｉｎｎｏｃｅｎｔ               ｉｎｄｉｖｉｄｕａｌｓ               ｂｅｉｎｇ               ａｒｒｅｓｔｅｄ               ｆｏｒ               ａ               ｃｒｉｍｅ               ｔｈｅｙ               ｄｉｄ               ｎｏｔ               ｃｏｍｍｉｔ               ｏｒ               ｈａｖｅ               ａｎｙ               ｋｎｏｗｌｅｄｇｅ               ｏｆ.                Ｔｈｅｒｅ               ａｒｅ               ｍａｎｙ               ｗａｙｓ               ｃｒｉｍｉｎａｌｓ               ｈａｖｅ               ｂｅｅｎ               ｒｅｐｏｒｔｅｄ               ｔｏ               ｏｂｔａｉｎ               ｉｎｆｏｒｍａｔｉｏｎ               ａｂｏｕｔ               ａｎ               ｉｎｄｉｖｉｄｕａｌ. Ｓｏｍｅ               ｏｆ               ｔｈｅｓｅ               ｍｅｔｈｏｄｓ               ｉｎｃｌｕｄｅ:                Ｓｋｉｍｍｉｎｇ               -               Ｔｈｉｓ               ｉｓ               ｗｈｅｒｅ               ｔｈｅｙ               ｓｔｅａｌ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｃａｒｄ               ｉｎｆｏｒｍａｔｉｏｎ               ｗｈｅｎ               ｐｒｏｃｅｓｓｉｎｇ               ｙｏｕｒ               ｃａｒｄ. Ｂｅ               ＶＥＲＹ               ｃａｒｅｆｕｌ               ｗｈｏ               ｙｏｕ               ａｒｅ               ｇｉｖｉｎｇ               ｙｏｕｒ               ｃａｒｄ               ｉｎｆｏｒｍａｔｉｏｎ               ｏｕｔ               ｔｏ. Ｂｅｗａｒｅ               ｏｆ               ｆａｋｅ               ｔｅｌｅｍａｒｋｅｔｅｒｓ.                Ｃｈａｎｇｉｎｇ               Ｙｏｕｒ               Ａｄｄｒｅｓｓ               -               Ｔｈｅｙ               ｗｉｌｌ               ｃｏｍｐｌｅｔｅ               ａ               ｃｈａｎｇｅ               ｏｆ               ａｄｄｒｅｓｓ               ｆｏｒｍ,               ａｌｌｏｗｉｎｇ               ａｌｌ               ｏｆ               ｙｏｕｒ               ｐｅｒｓｏｎａｌ               ｉｎｆｏｒｍａｔｉｏｎ               ｔｏ               ｂｅ               ｆｏｒｗａｒｄｅｄ               ｔｏ               ｔｈｅｉｒ               ｈｏｍｅ               ｉｎｓｔｅａｄ.                Ｄｕｍｐｓｔｅｒ               Ｒｕｍｍａｇｉｎｇ               -               Ａｓ               ｍｅｎｔｉｏｎｅｄ               ａｂｏｖｅ,               ｔｈｅｙ               ｗｉｌｌ               ｄｉｇ               ｔｈｒｏｕｇｈ               ｙｏｕｒ               ｔｒａｓｈ               ｉｎ               ａｔｔｅｍｐｔｓ               ｔｏ               ｆｉｎｄ               ａｎｙ               ｓｔａｔｅｍｅｎｔｓ               ｏｒ               ｂｉｌｌｓ               ｗｉｔｈ               ｙｏｕｒ               ｐｅｒｓｏｎａｌ               ｉｎｆｏｒｍａｔｉｏｎ               ｏｎ               ｔｈｅｍ.                Ｒｏｂｂｅｒｙ               -               Ａｎ               ｏｌｄ-ｆａｓｈｉｏｎｅｄ               ｔｈｅｆｔ. Ｔｈｅｙ               ｗｉｌｌ               ｓｔｅａｌ               ｙｏｕｒ               ｐｕｒｓｅ,               ｗａｌｌｅｔ,               ａｎｄ               ｉｎ               ｓｏｍｅ               ｃａｓｅｓ               ｈａｖｅ               ｅｖｅｎ               ｂｒｉｂｅｄ               ｅｍｐｌｏｙｅｅｓ               ｗｈｏ               ｈａｖｅ               ａｃｃｅｓｓ               ｔｏ               ｙｏｕｒ               ｉｎｆｏｒｍａｔｉｏｎ.                Ｐｈｉｓｈｉｎｇ               -               Ｃｒｉｍｉｎａｌｓ               ｗｉｌｌ               ｐｒｅｔｅｎｄ               ｔｏ               ｂｅ               ａ               ｆｉｎａｎｃｉａｌ               ｉｎｓｔｉｔｕｔｉｏｎ               ｔｏ               ｏｂｔａｉｎ               ｙｏｕｒ               ｐｅｒｓｏｎａｌ               ｉｎｆｏｒｍａｔｉｏｎ. Ｂｅｗａｒｅ               ｏｆ               Ｅ-ｍａｉｌｓ               ａｓｋｉｎｇ               ｆｏｒ               ｙｏｕｒ               ｓｏｃｉａｌ               ｏｒ               ｃｒｅｄｉｔ               ｃａｒｄ               ｉｎｆｏｒｍａｔｉｏｎ.                Ａｃｃｏｒｄｉｎｇ               ｔｏ               ｔｈｅ               ＦＴＣ,               ｈｅｒｅ               ａｒｅ               ｓｏｍｅ               ｏｆ               ｔｈｅ               ｍｏｓｔ               ｒｅｐｏｒｔｅｄ               ｃａｓｅｓ               ｏｆ               ｉｄｅｎｔｉｔｙ               ｔｈｅｆｔ:                Ｕｔｉｌｉｔｙ               ｏｒ               ｐｈｏｎｅ               ｆｒａｕｄ               -               Ｔｈｅｙ               ｗｉｌｌ               ｐｕｒｃｈａｓｅ               ａ               ｎｅｗ               ｐｈｏｎｅ               ｏｒ               Ｉｎｔｅｒｎｅｔ               ａｃｃｏｕｎｔ,               ｏｒ               ｒｕｎ               ｕｐ               ｔｈｅ               ｂｉｌｌ               ｏｎ               ｙｏｕｒ               ｅｘｉｓｔｉｎｇ               ａｃｃｏｕｎｔ. Ｃｒｉｍｉｎａｌｓ               ｗｉｌｌ               ｕｓｅ               ｙｏｕｒ               ｎａｍｅ               ｔｏ               ｇｅｔ               ｕｔｉｌｉｔｙ               ｓｅｒｖｉｃｅｓ               ｓｕｃｈ               ａｓ               ｅｌｅｃｔｒｉｃ               ｉｎ               ｔｈｅｉｒ               ｈｏｍｅｓ.                Ｃｒｅｄｉｔ               ｃａｒｄ               ｆｒａｕｄ               -               Ｔｈｅｙ               ｗｉｌｌ               ｏｐｅｎ               ａ               ｎｅｗ               ｃｒｅｄｉｔ               ｃａｒｄ               ａｃｃｏｕｎｔ               ｉｎ               ｙｏｕｒ               ｎａｍｅ               ａｎｄ               ｕｓｅ               ｉｔ               ｔｏ               ｐａｙ               ｂｉｌｌｓ               ａｎｄ               ｐｕｒｃｈａｓｅ               ｍｅｒｃｈａｎｄｉｓｅ               ｆｏｒ               ｔｈｅｍｓｅｌｖｅｓ. Ｂｅｗａｒｅ,               ｔｈｅｙ               ｍａｙ               ｅｖｅｎ               ｃｈａｎｇｅ               ｔｈｅ               ａｄｄｒｅｓｓ               ｏｎ               ｙｏｕｒ               ｃａｒｄ               ｓｏ               ｔｈａｔ               ｙｏｕ               ｄｏｎ'ｔ               ｒｅｃｅｉｖｅ               ｔｈｅ               ｂｉｌｌｓ. Ｂｅ               ｓｕｒｅ               ｉｆ               ｅｖｅｒ               ｉｎ               ｄｏｕｂｔ               ｔｏ               ｃｏｎｔａｃｔ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｃａｒｄ               ｃｏｍｐａｎｙ.                Ｂａｎｋ               ｆｒａｕｄ               -               Ｃｒｉｍｉｎａｌｓ               ｈａｖｅ               ｇｏｎｅ               ａｓ               ｆａｒ               ａｓ               ｔｏ               ｃｒｅａｔｅ               ｃｏｕｎｔｅｒｆｅｉｔ               ｃｈｅｃｋｓ,               ｏｐｅｎ               ｂａｎｋ               ａｃｃｏｕｎｔｓ,               ｔａｋｅ               ｏｕｔ               ｌｏａｎｓ,               ａｎｄ               ｃｌｏｎｅ               ＡＴＭ               ｃａｒｄｓ               ｉｎ               ｔｈｅ               ｖｉｃｔｉｍｓ               ｎａｍｅ.                Ｇｏｖｅｒｎｍｅｎｔ               ｆｒａｕｄ               -               Ｔｈｅｙ               ｗｉｌｌ               ｇｅｔ               ａ               ｄｒｉｖｅｒ'ｓ               ｌｉｃｅｎｓｅ               ｏｒ               ＩＤ               ｃａｒｄ               ｉｓｓｕｅｄ               ｉｎ               ｙｏｕｒ               ｎａｍｅ,               ｂｕｔ               ｗｉｔｈ               ｔｈｅｉｒ               ｐｈｏｔｏ. Ｃａｓｅｓ               ｒｅｐｏｒｔｅｄ               ｈａｖｅ               ａｌｓｏ               ｓｈｏｗｎ               ｔｈａｔ               ｃｒｉｍｉｎａｌｓ               ｈａｖｅ               ｕｓｅｄ               ａ               ｖｉｃｔｉｍｓ               ｓｏｃｉａｌ               ｓｅｃｕｒｉｔｙ               ｎｕｍｂｅｒ               ｔｏ               ｇｅｔ               ｇｏｖｅｒｎｍｅｎｔ               ｂｅｎｅｆｉｔｓ               ｏｒ               ｔｏ               ｆｉｌｅ               ａ               ｆｒａｕｄｕｌｅｎｔ               ｔａｘ               ｒｅｔｕｒｎ.                Ｏｔｈｅｒ               ｆｏｒｍｓ               ｏｆ               ｆｒａｕｄ               -               Ｏｔｈｅｒ               ｃａｓｅｓ               ｉｎｃｌｕｄｅ               ｔｈｉｅｖｅｓ               ｗｈｏ               ｈａｖｅ               ｇｏｔｔｅｎ               ｊｏｂｓ               ｕｓｉｎｇ               ａ               ｖｉｃｔｉｍｓ               ｓｏｃｉａｌ               ｎｕｍｂｅｒ,               ｒｅｎｔ               ａ               ｈｏｍｅ,               ａｎｄ               ｇｉｖｉｎｇ               ｐｏｌｉｃｅ               ｙｏｕｒ               ｉｎｆｏｒｍａｔｉｏｎ               ｄｕｒｉｎｇ               ａｎ               ａｒｒｅｓｔ.                Ｂｅ               ｓｕｒｅ               ｔｏ               ｍｏｎｉｔｏｒ               ｙｏｕｒ               ａｃｃｏｕｎｔｓ               ａｎｄ               ｂａｎｋ               ｓｔａｔｅｍｅｎｔｓ               ｏｎ               ａ               ｍｏｎｔｈｌｙ               ｂａｓｉｓ. Ｉｆ               ｙｏｕｒ               ｉｄｅｎｔｉｔｙ               ｈａｓ               ｂｅｅｎ               ｓｔｏｌｅｎ               ｙｏｕ               ｓｈｏｕｌｄ               ｉｍｍｅｄｉａｔｅｌｙ               ｆｉｌｅ               ａ               ｐｏｌｉｃｅ               ｒｅｐｏｒｔ               ａｎｄ               ｎｏｔｉｆｙ               ａｌｌ               ｏｆ               ｙｏｕｒ               ｃｒｅｄｉｔｏｒｓ               ｆｏｒ               ｄｉｓｐｕｔｉｎｇ. Ｉｄｅｎｔｉｔｙ               ｔｈｅｆｔ               ｉｓ               ａ               ｓｅｒｉｏｕｓ               ｃｒｉｍｅ               ａｎｄ               ｔｈｅｓｅ               ｃｒｉｍｉｎａｌｓ               ｎｅｅｄ               ｔｏ               ｂｅ               ｂｒｏｕｇｈｔ               ｔｏ               ｊｕｓｔｉｃｅ. Ｄｏｎ'ｔ               ａｌｌｏｗ               ｓｏｍｅｏｎｅ               ｔｏ               ｈａｖｅ               ａ               ｆｒｅｅ               ｒｉｄｅ               ａｔ               ｙｏｕｒ               ｅｘｐｅｎｓｅ. Ｉｎｆｏｒｍ               ｆｒｉｅｎｄｓ               ａｎｄ               ｆａｍｉｌｙ               ａｂｏｕｔ               ｔｈｅ               ｓｅｒｉｏｕｓ               ｒｅｓｕｌｔｓ               ｏｆ               ｉｄｅｎｔｉｔｙ               ｔｈｅｆｔ. Ｔｈｅ               ｍｏｒｅ               ｐｅｏｐｌｅ               ｗｈｏ               ｃａｎ               ｂｅｃｏｍｅ               ａｗａｒｅ               ｏｆ               ｔｈｉｓ               ｔｈｒｅａｔ,               ｔｈｅ               ｓｏｏｎｅｒ               ｗｅ               ｃａｎ               ｐｕｔ               ａ               ｓｔｏｐ               ｔｏ               ｉｔ. Ｅａｃｈ               ｉｎｄｉｖｉｄｕａｌ               ｎｅｅｄｓ               ｔｏ               ｔａｋｅ               ａｌｌ               ｓｔｅｐｓ               ｔｏ               ｅｎｓｕｒｅ               ｔｈｅｉｒ               ｉｄｅｎｔｉｔｙ               ｂｅｌｏｎｇｓ               ｓｏｌｅｌｙ               ｔｏ               ｔｈｅｍ.

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